Money Management, Budgeting Annie Hanson Money Management, Budgeting Annie Hanson

How to Start a Budget

Have you ever tried creating a budget, but given up because it was too overwhelming, too restrictive, or just too much work? If so, this step-by-step guide to budgeting is for you. Learn how to start a budget in a simple way that gives you flexibility and eliminates the need for complicated tracking systems and severe restrictions. Get started with an easier budget today!

Read More
Money Management, Budgeting Annie Hanson Money Management, Budgeting Annie Hanson

How to Track Your Spending (Especially When You Use Credit Cards)

Learn how to track your spending even if you use credit cards. Knowing where your money goes can seem challenging, but with these tips, you'll learn how to create a system so you know exactly how much you spend. Once you know this, you can create a more effective budget, save more money, and work toward achieving your financial goals.

Read More
Money Mindset, Debt Annie Hanson Money Mindset, Debt Annie Hanson

Feeling Embarrassed and Ashamed Of Debt? Take These Steps to Overcome Financial Anxiety, Guilt, and Shame

Feeling embarrassed and ashamed of debt? You’re not alone. Learn how to overcome the guilt, shame, and embarrassment of debt, reframe your money story, and create a clear plan for financial freedom. Discover practical steps and compassionate support to break free from debt shame and take control of your finances.

Read More
Money Mindset Annie Hanson Money Mindset Annie Hanson

Can You Really Manifest Money?

Can you manifest money? This post explores the truth behind money manifestation, the power of mindset, and practical steps to improve your finances. Learn why attention, belief, and identity matter more than wishful thinking—and how to start real change today.

Read More
Money Management, Debt Annie Hanson Money Management, Debt Annie Hanson

The Best Ways to Pay Off Credit Card Debt (And Some to Avoid)

Struggling with credit card debt? Discover the best ways to pay off credit card debt, including the pros and cons of debt consolidation, balance transfers, snowball vs. avalanche methods, and more. Learn how to choose the right strategy for your financial situation and avoid common pitfalls. Take control of your debt and start your journey to financial freedom today!

Read More
Retirement, Money Management Annie Hanson Retirement, Money Management Annie Hanson

Why Is My 401k Dropping? What Every Beginner Investor Needs to Know

Worried about your 401k dropping? Market downturns can feel scary, but they don’t mean you’re losing money—unless you sell. This beginner-friendly guide explains why your balance is down, what it actually means, and what to do (or not do) right now. Learn how to stay calm, stick to your long-term plan, and avoid costly mistakes.

Read More
Money Management, Saving Money Annie Hanson Money Management, Saving Money Annie Hanson

Tired of Feeling Like There's Never Enough? Here’s How to Lower Monthly Bills

Looking to reduce monthly expenses without massive sacrifices? Discover how to lower monthly bills and free up room in your budget. From cutting unused subscriptions and reducing utility costs to finding cheaper alternatives and negotiating better rates, these tips will help you save money and reduce financial stress.

Read More
Money Management Annie Hanson Money Management Annie Hanson

Is Modern Parenting Causing You Financial Stress?

Modern parents face financial stress from the pressure to give their kids every opportunity. Balancing the cost of activities, child care, and extras can strain family finances, leading to debt and sacrificing long-term goals. By evaluating spending in the context of their priorities, parents can reduce stress, make intentional money choices, and focus on what truly matters.

Read More
Debt Annie Hanson Debt Annie Hanson

Why Paying Off Debt Too Fast Can Backfire (And How to Break the Cycle for Good)

If you’ve ever tried to pay off debt fast only to find yourself right back in it, you’re not alone. The truth is, the common advice to throw every extra dollar at debt might actually be keeping you stuck in the cycle. In this article, we’ll explore why paying off debt too quickly can backfire and how to break free by finding a balance between saving, spending, and debt payoff. Discover a smarter, more sustainable approach to managing your money that helps you avoid future debt and gives you peace of mind.

Read More
Money Management Annie Hanson Money Management Annie Hanson

What Are Sinking Funds and How Do They Work?

Discover how sinking funds can transform your financial planning! Learn what sinking funds are, how they help you save for future expenses without stress, and why they're essential for achieving your financial goals. Say goodbye to unexpected costs and hello to financial peace of mind with this simple, effective budgeting tool.

Read More
Money Management Annie Hanson Money Management Annie Hanson

Signs You’re Doing Well Financially: 8 Key Personal Finance Ratios and Metrics You Need to Know

Discover the key signs you're doing well financially by understanding essential personal finance ratios. This comprehensive guide breaks down net worth, net cash flow, fixed cost ratio, emergency fund ratio, savings rate, housing ratio, debt to income ratio, and credit score. Learn how to use these metrics to track your financial health and make informed decisions for a secure future.

Read More